Anju Patwardhan is a fintech and banking leader specialising in digital assets, financial innovation, and risk governance.
She serves as an Independent Non-Executive Director and Chair of the Board Risk Committee at Xapo Bank and has held global leadership roles at Citibank and Standard Chartered, including Chief Innovation Officer and Chief Risk Officer.
Anju delivers keynote sessions on the future of banking, digital assets, fintech strategy, and risk governance for corporate and leadership audiences.
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